A recent survey by the Canadian Mortgage and Housing Corporation (CMHC) found that 60% of Canadian mortgages were renewed before the scheduled date. Here are two good reasons why you should consider renewing your mortgage early: lower your mortgage rate and get ahead of any rate increases. The bottom line is that early renewals may save you a lot of money. Homeowners know that over the life of a mortgage that rate increases are likely at renewal. The past six years have been